Cover Florida Health Insurance

Many Floridians have gone without access to Florida Health Insurance coverage. To correct market failures, Florida Governor Charlie Crist in his 2008 legislative session launched the Cover Florida Health Care Access Program. Two goals of this program are to offer affordable health coverage (i.e., 150.00 or less per month), and to guarantee the plans will be accessible. That is, cover those individuals with pre-existing health conditions who might otherwise be excluded from competing health insurance policies.

The final result has produced a number of new health insurance choices. These limited benefit health plans are being offered by a number of insurance companies. At Peoples Health Insurance, LLC, you can apply for a United Healthcare plan. Policies are available for most Florida residents and provide many important benefits such as catastrophic or preventative care. In order to qualify for a United Healthcare Cover Florida health plan, applicants must first determine their eligibility by meeting some straightforward criteria.

That is:
a. Applicants need to fall between the ages of 19 and 64
b. Legally reside in the state of Florida
c. Must have been without health insurance coverage for at least six months (exceptions do apply)
d. Cannot qualify for public health insurance (e.g., Medicaid or Medicare)

Once a potential new applicant has determined their eligibility, and has decided they want to apply for a United Healthcare Cover Florida health insurance policy, the application process is quite simple. Follow these easy steps:

  1. Determine the monthly premium rate by looking at the grid listed in the plan summary
  2. Print out and complete the six page application form (pages A, B, and numbers 1 - 4)
  3. Prepare a check for the first month's premium (made payable to United Healthcare)
  4. *Mail the completed application and check to: Peoples Health Insurance, LLC 4500 140th Ave N, Suite 101 Clearwater FL 33762-3803
Click here to view\download the application form.

Click here to view\download the Plan Summary.

At Peoples Health Insurance, LLC, we take Florida Health Care very seriously. Cover Florida allows the uninsured new options so they can seek treatment for preventative services, office visits, surgeries, prescription drugs and more. With a broad list of health insurance policy choices available to you and your family, feel confident that our insurance agency can find a health plan that fits your budget and lifestyle.

*Note: There is currently no "on-line" application process available.